4.76 out of 5
74 reviews on Udemy

How to buy Real Estate Subject to the existing mortgage

Buy real estate with no credit check or down payment!
Ben Zimmerman
399 students enrolled
English [Auto]
Learn how to buy houses without needing any cash or approval from a bank
How to buy houses without needing a credit score
How to take title of a house, without applying for a loan
What to do with these properties once you have purchased them
How to resell the properties using owner financing to create a truly passive income stream for the next 30 years.

Throughout history, real estate has made more people wealthy than any other asset class.  You have been doing your research and would love to invest in real estate yourself, but you aren’t sure if it’s even possible given your current financial situation.  Real estate typically has a very high barrier of entry imposed by the banks.  You first need to have a ridiculously high down payment (which is often more money than your average American will ever have), your credit score needs to be stellar, and then you have to jump through many hoops and provide countless documents to the bank to ‘prove’ that you are worthy enough to be given a loan.  This process is simply too much for most people, but thankfully there is a better way to purchase real estate!


What if I told you that it was possible to buy real estate without ever needing to talk to a bank and never obtaining a loan?  What if I said your credit score didn’t matter?  If I told you that after watching these lessons, you would be able to go out and look for motivated sellers and potentially start closing on deals the very next day.  If that sounds too good to be true, then keep reading.


Instead of going to the bank and obtaining your loan, why not simply purchase real estate by offering to continue to make payments on the seller’s behalf to the loan that THEY already have with their bank?  By simply making payments on the existing loan on the seller’s behalf, you can close deals instantly, without the need for a credit check, inspection, appraisal, or any of the other items typically associated with purchasing real estate.  The only thing stopping you from closing on deals now is finding motivated clients needing a quick and easy way to sell their homes.


Maybe your client is in pre-foreclosure, maybe they inherited the property and don’t want it, or maybe they just don’t have enough equity to make selling the home the traditional way feasible after paying the closing costs.  In all of these situations, you can solve their problems, while also obtaining a property for yourself for little or no money out of pocket.


Once you own the property you can do whatever you want with it.  So whether you are trying to turn it into a rental, fix/flip, or resell it using owner financing, the options are limitless and so is the amount of income that this technique can generate.  The only thing stopping you from realizing financial independence now is getting out and doing a little hustling to find your sellers.

You can view and review the lecture materials indefinitely, like an on-demand channel.
Definitely! If you have an internet connection, courses on Udemy are available on any device at any time. If you don't have an internet connection, some instructors also let their students download course lectures. That's up to the instructor though, so make sure you get on their good side!
30-Day Money-Back Guarantee


4 hours on-demand video
Full lifetime access
Access on mobile and TV
Certificate of Completion
$99.99 $18
Layer 1